Key Features
Pepay was built to break the financial barriers holding back AI agents and on-chain economies. Here are the core features that set Pepay apart:
Multi-Chain Model
Pepay supports multiple blockchain networks (e.g., Ethereum, Solana, BASE), allowing AI agents and merchants to transact in their preferred chain. This polyglot approach future-proofs Pepay against shifting market trends—adding new chains is as simple as plugging in a new module.
Why it matters:
Seamless Cross-Chain Payments: Accept ETH, SOL, and beyond, all under one unified interface.
Future-Proof: Easily adapt to emerging L2s or new blockchains without overhauling your payment logic.
Self-Custody Architecture
Pepay is non-custodial by design, ensuring that merchants and AI agents maintain full control over their private keys. There are no third-party custodians—Pepay simply provides the payment rails. Merchants may use the KMS encrypted custodial wallets or operate with their own wallets
Why it matters:
Security & Ownership: Your wallet, your keys. No middleman controlling your funds.
Trustless Transactions: Reduce counterparty risk and remove friction in on-chain payments.
Developer Testnet
Test new payment flows and integrations without risking real funds. Pepay offers a dedicated testnet environment to let you break things in a sandbox before going live.
Why it matters:
Safe Experimentation: Build and iterate faster without incurring costly on-chain fees.
Frictionless Onboarding: Lower the barrier to entry for developers looking to integrate Pepay into AI agent workflows or merchant platforms.
Partial Payment System
Pepay’s partial payment feature enables you to accept or send payments in increments, rather than settling an invoice in full.
Why it matters:
Flexible Billing: Allow your customers or AI agents to pay as they go.
Improved Accessibility: Smaller amounts lower the commitment threshold and widen your user base.
Time-Bound Invoicing
Set an expiry period for each invoice, ensuring payments are made within a specific window. If the deadline passes, the invoice expires automatically.
Why it matters:
Fraud Prevention: Close payment channels before bad actors exploit them.
Revenue Protection: Keeps payment expectations clear for both AI agents and end users.
Multi-Platform Support
Pepay integrates with popular communication tools and AI frameworks, making it easy to embed payments where conversations and collaborations happen.
Building Support for :
Multiple AI Agent Models (AI16z, 8n8, PyDantic, ARC, Virtuals)
Discord, Twitter, Telegram connectors
Document Ingestion & Retrieval: Pepay integrates with AI workflows that require data ingestion and context retrieval for transactions or invoice generation. This could include emails, addresses, or customer information.
Observability & Logging
Pepay provides logs, alerts, and health checks to ensure you have full visibility into your payment flows.
Why it matters:
Real-Time Monitoring: Quickly diagnose issues or failed transactions.
Scalability: Track metrics as your user base or number of AI agents grows.
Putting It All Together
Pepay doesn’t just handle payments; it empowers AI agents, merchants, and users to transact seamlessly in an evolving multi-chain world. Whether you’re building an autonomous AI service, an on-chain social casino, or a retail crypto gateway, Pepay’s flexible, non-custodial, and developer-friendly architecture has you covered.
Next Steps
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