Pepay: The Payment Layer for Autonomous Agents

The Missing Piece of the AI Agent Stack

Built by the team at $PepeRuney

The Crypto AI Agent Stack 🔌

Brains: LLMs (DeepSeek, OpenAI, Claude). Bodies: Frameworks (ai16z, 8n8, Virtuals). Tools: Trading (GOAT), Payments (Pepay).

Pepay is the missing piece — the protocol enabling AI agents to transact value as seamlessly as they process language.

The Problem

AI agents are stuck in a financial straitjacket. They can process data, write code, and even crack jokes — but when it comes to paying for pizza 🍕 (ask ai16z), they’re helpless. Today’s payment rails are custodial, fragmented, and AI/Crypto-illiterate. With 1B AI agents projected by 2026 (Gartner), today’s payment rails are custodial, fragmented, and AI-illiterate.

The Solution

Pepay is the first protocol letting AI agents own their economy.

🤖 Self-Custody Wallets: Your AI keeps its own keys. No middlemen, no memecoins wasted.
🌐 Multi-Chain Fluency: Pay/accept BNB, SOL, ETH, BASE, etc. — speaks to every chain for a polyglot future.
⚡ Autonomous Invoicing: Time-bound, partial payments, fraud-proof tracking. Set it and forget it.
🔧 Modular Design: Swap chains, add features, or fork – no vendor lock-in.

Why Pepay? (TL;DR)

🧠 Completes the Stack: LLMs think, frameworks act, Pepay transacts.
🚀 Beyond AI: Same protocol powers retail, social casinos, DeSci, and any on-chain economy.
🛠️ For Builders: Modular, open-source, and actually permissionless.

How it Works (For the visionaries)

AI Agent: “Need to invoice 0.5 ETH for this code review.” 💻
Pepay: Generates a self-custody invoice, sets a 24h expiry. ⏳
Customer: Pays via Phantom, Metamask, etc. No KYC, no gaslighting.
AI Agent: “Payment settled. Initiating service.” 🚀

Why This Matters

CZ’s Vision, Executed: AI + crypto isn’t hype — it’s infrastructure. Pepay’s the proof.
Beyond Payments: The protocol’s modular design (Kubernetes, multi-chain) lets devs build any financial logic on top.
Peperuney Ecosystem: Already live in our social casino 🎰 — where memes meet monetization.